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@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important;animation:none!important}}
/* Azul marino, azul cielo y verdes: identidad compartida. */
:root{--ink:#102f4d;--navy:#102f4d;--sky:#dceffa;--sky-strong:#82c5ea;--green:#153e3c;--paper:#fcfdfb;--line:#d9e3e7;--muted:#526875}
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline-color:#187bb4}.topline{background:var(--navy);color:#e0eff7}.header{background:#fff}.masthead{display:flex;align-items:center;justify-content:space-between;gap:45px;min-height:92px}.header-partners,.strip-partners,.footer-partners{display:flex;align-items:center;gap:55px}.header-partners{margin-left:auto}.logo-partner{display:flex;flex-direction:column;align-items:flex-start;gap:7px}.logo-partner img{width:157px;height:38px;object-fit:contain;object-position:left center}.logo-uniteco img{width:175px}.logo-partner>span{font-size:9px;color:var(--muted);line-height:1.4;white-space:nowrap}.brandmark{background:var(--navy);color:var(--sky-strong);box-shadow:inset 0 -5px 0 #39776a}.navbar{background:#f0f7fa;border-top:1px solid #e5eef2}.nav{height:52px;justify-content:space-between}.nav nav{margin:0;gap:38px}.nav-cta{background:var(--navy);color:#fff;font-size:11px;min-height:36px;padding:7px 15px;gap:18px}.nav-cta:hover{background:#215373}.hero{position:relative}.hero h1{color:var(--navy)}.hero-visual{box-shadow:15px 15px 0 var(--sky)}.hero-note svg{color:#3476a0}.image-card{background:#edf7fd;border:1px solid #d1e8f5}.image-card-icon{background:#c9e5f5;color:var(--navy)}.brand-strip{background:#eaf5fc;border-color:#d0e5f2}.strip-partners{gap:70px}.strip-partners .logo-partner img{width:180px;height:44px}.strip-partners .logo-uniteco img{width:205px}.service-card{background:var(--navy);color:#fff}.service-card p{color:#d1e2ed}.service-card .icon-box{border-color:#7199b4;color:#9ed9fa}.service-card.sage{background:#e4edde;color:var(--green)}.service-card.sage p{color:#526951}.service-card.sage .icon-box{border-color:#a9c1a1;color:var(--green)}.service-card.cream{background:var(--sky);color:var(--navy)}.service-card.cream p{color:#476779}.service-card.cream .icon-box{border-color:#91bad1;color:#256087}.specialties-section{background:linear-gradient(115deg,#143b3b 0%,#143b3b 48%,#102f4d 100%)}.specialties-section em{color:#a6d4ec}.specialties-section .text-link{color:#c5e7f9}.specialties-section .card-arrow{color:#95cfef}.specialties-section .specialty-card:hover h3{color:#c0e4f7}.enquiry-section{background:#e1eff4}.guide-art{background:#d9edf8}.guide-art svg{color:#336784}.art-1{background:#e1ecdd}.art-1 svg{color:#49684e}.art-2{background:#dbe7f1}.guide-art>span{color:#385f76}.final-cta{background:linear-gradient(105deg,#d7e8ab 0%,#dcefc6 45%,#cbe8f9 100%)}.page-intro{background:linear-gradient(110deg,#e4f1f9 0%,#e8f0e6 100%)}.contact-aside{background:#e3f0f8}.toc{background:#e2eff7}.about-card{background:#dceffa}.about-logo img{width:230px;height:65px;object-fit:contain;object-position:left center;mix-blend-mode:multiply}.about-logo>span{font:10px Arial,Helvetica,sans-serif;letter-spacing:3px;display:block;margin-top:4px}.footer-top{align-items:center}.footer-partners{flex-direction:column;align-items:flex-start;gap:20px}.footer-partners .logo-partner img{width:140px;height:33px;mix-blend-mode:multiply}.footer-partners .logo-uniteco img{width:157px}.strip-partners img{mix-blend-mode:multiply}footer{background:#eef3f6}.footer-links{border-color:#d0dfe7}.floating-wa{background:var(--green)}
@media(max-width:1100px){.masthead{gap:25px}.header-partners{gap:30px}.strip-partners{gap:40px}.footer-top>p{max-width:260px}}
@media(max-width:800px){.masthead{gap:20px;min-height:90px}.header-partners{gap:22px}.header-partners .logo-partner img{width:120px;height:29px}.header-partners .logo-uniteco img{width:138px}.header-partners .logo-partner>span{font-size:7px}.masthead .menu-toggle{display:none}.nav{height:48px}.nav nav{display:flex;position:static;flex-direction:row;padding:0;gap:24px;background:transparent;box-shadow:none}.nav nav a{padding:12px 0;border:0;font-size:12px}.nav-cta{font-size:10px}.strip-partners{gap:25px}.strip-partners .logo-partner img{width:145px;height:35px}.strip-partners .logo-uniteco img{width:160px}.strip-partners .logo-partner>span{font-size:8px}.footer-partners{flex-direction:row;gap:35px}.footer-top>p{max-width:none}}
@media(max-width:580px){html{scroll-padding-top:160px}.masthead{flex-wrap:wrap;gap:15px;padding-block:17px 15px;min-height:0}.masthead .brand{font-size:15px}.masthead .menu-toggle{display:flex;order:2}.header-partners{order:3;flex-basis:100%;margin:0;padding-top:13px;border-top:1px solid #e3edf1;justify-content:space-between;gap:20px}.header-partners .logo-partner img{width:130px;height:31px}.header-partners .logo-uniteco img{width:144px}.header-partners .logo-partner>span{font-size:7px}.header-partners .logo-partner{gap:4px}.navbar{border-top:0}.nav{height:0}.nav .nav-cta{display:none}.nav nav{display:none;position:absolute;top:100%;left:0;right:0;padding:12px 18px;background:#f0f7fa;box-shadow:0 12px 18px #102f4d15;gap:0}.nav nav.open{display:flex;flex-direction:column;align-items:stretch}.nav nav a{padding:14px;border-bottom:1px solid #d9e7ef;font-size:14px}.hero{padding-top:30px}.hero-visual{box-shadow:8px 8px 0 var(--sky)}.brand-strip .wrap{gap:15px}.strip-partners{flex-basis:100%;justify-content:space-between;gap:20px}.strip-partners .logo-partner img{width:133px;height:34px}.strip-partners .logo-uniteco img{width:148px}.strip-partners .logo-partner>span{font-size:7px}.footer-partners{justify-content:space-between;gap:18px}.footer-partners .logo-partner img{width:127px;height:31px}.footer-partners .logo-uniteco img{width:142px}.footer-partners .logo-partner>span{font-size:7px}.article-body>section{scroll-margin-top:190px}.page-intro{padding-top:24px}}
.wealth-opening{padding-block:42px 0;max-width:980px}.wealth-opening>p{font-size:20px;line-height:1.8;max-width:830px}.wealth-map{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.wealth-map>div{padding:28px;background:var(--sky);border-radius:14px}.wealth-map>div:nth-child(even){background:var(--sage)}.wealth-map>div>span{font:28px Georgia,serif;color:#477f91}.wealth-map h3{margin:18px 0 12px;font-size:22px}.wealth-map p{font-size:13px;margin:0;color:var(--muted)}.wealth-services{background:#eff4f5}.wealth-service-grid{display:grid;grid-template-columns:1fr 1fr;gap:25px;margin-top:45px}.wealth-service{padding:36px;background:white;border:1px solid var(--line);border-radius:17px;display:flex;flex-direction:column}.wealth-service h3{font:32px/1.2 Georgia,serif;letter-spacing:-1px;margin:12px 0 15px}.wealth-service .service-kicker{color:#316b80;font-weight:600;font-size:15px}.wealth-service h4{font-size:11px;text-transform:uppercase;letter-spacing:1px;margin:12px 0 8px}.wealth-service p{font-size:14px;color:var(--muted);line-height:1.9}.wealth-service .service-contact{align-self:start;margin-top:auto;padding:18px 0 0;color:var(--green);font-size:13px;border-top:1px solid var(--line);width:100%;justify-content:space-between}.medical-feature{display:grid;grid-template-columns:1.2fr 1fr;gap:60px;background:var(--navy);color:white;border-radius:20px;padding:50px}.medical-feature em{color:#a5d3eb}.medical-feature p:not(.eyebrow){font-size:15px;color:#d0e3ee;margin-top:25px}.medical-feature .primary{background:var(--lime);color:var(--green)}.medical-questions p{border-bottom:1px solid #608297;padding:15px 0;font-family:Georgia,serif;font-size:23px!important}.tools-teaser{background:var(--sky)}.tools-teaser p:not(.eyebrow){max-width:680px;margin:24px 0;color:var(--muted)}.calc-shortcuts{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;padding:35px 0 20px}.calc-shortcuts a{padding:18px;background:var(--sky);font-size:12px;border-radius:8px}.calc-shortcuts a:nth-child(even){background:var(--sage)}.calc-privacy{font-size:12px;color:var(--muted);max-width:800px;margin-bottom:45px}.calculator{padding:50px 0 65px;border-top:1px solid var(--line);scroll-margin-top:170px}.calc-heading{max-width:780px;margin-bottom:30px}.calc-heading h2{font-size:42px}.calc-heading>p{margin-top:20px;color:var(--muted);font-size:15px}.calc-layout{display:grid;grid-template-columns:1.12fr 1fr;gap:35px;align-items:start}.calc-fields{display:grid;grid-template-columns:1fr 1fr;gap:20px 18px}.calc-field{display:flex;flex-direction:column;gap:8px;font-size:12px;line-height:1.5}.input-unit{position:relative;display:flex;align-items:center}.input-unit>span{position:absolute;right:12px;color:#667c85;font-size:11px;pointer-events:none}.calc-field input,.calc-field select{width:100%;height:49px;min-width:0;border:1px solid #a9bdc8;border-radius:7px;padding:10px 55px 10px 12px;background:white;color:var(--ink);font-size:15px}.calc-field input{appearance:textfield;-moz-appearance:textfield}.calc-field input::-webkit-inner-spin-button{appearance:none}.calc-field select{padding-right:10px}.calculator form>.btn{margin-top:25px}.calc-error{font-size:13px;color:#a13032;margin-top:12px}.calc-result{padding:35px;border-radius:17px;background:var(--navy);color:white;min-height:380px}.calc-result .eyebrow{color:#bce1f6}.result-big{font:48px/1.15 Georgia,serif;margin:0 0 25px;overflow-wrap:anywhere}.result-line{display:flex;justify-content:space-between;gap:20px;padding:13px 0;border-bottom:1px solid #4d6c84;font-size:12px}.result-line>strong{text-align:right;white-space:nowrap;font-size:15px}.result-tip{font-size:12px;line-height:1.8;color:#cfe2ed;margin:22px 0}.calc-contact{background:var(--lime);color:var(--green);font-size:11px;width:100%;padding:14px;margin-top:12px}.calc-result .fine{color:#c8dbe6;margin:13px 0 0}.calc-method{background:#eef3ef;border-radius:10px;padding:22px;margin-top:25px}.calc-method summary{display:flex;justify-content:space-between;cursor:pointer;font-size:13px;list-style:none}.calc-method p{font-size:12px;line-height:1.9;max-width:1000px;color:var(--muted);margin:20px 0 0}.calc-method summary span{margin-left:18px}.nav nav{gap:30px}@media(max-width:800px){.wealth-map{grid-template-columns:1fr 1fr}.wealth-service{padding:27px}.medical-feature{grid-template-columns:1fr;padding:35px;gap:20px}.calc-shortcuts{grid-template-columns:1fr 1fr}.calc-layout{gap:22px}.calc-result{padding:26px}.calc-fields{grid-template-columns:1fr}.nav nav{gap:18px}.nav-cta{font-size:9px;padding:7px 10px}}@media(max-width:580px){.wealth-opening>p{font-size:17px}.wealth-map{grid-template-columns:1fr 1fr;gap:12px}.wealth-map>div{padding:20px}.wealth-map h3{font-size:19px}.wealth-map p{font-size:12px}.wealth-service-grid{grid-template-columns:1fr}.wealth-service h3{font-size:29px}.medical-feature{padding:28px}.calc-layout{grid-template-columns:1fr}.calc-fields{grid-template-columns:1fr 1fr;gap:17px 12px}.calc-field{font-size:11px}.calc-field input{font-size:14px;padding-right:48px}.calc-heading h2{font-size:34px}.calculator{padding-block:38px 45px;scroll-margin-top:178px}.calc-result{min-height:0;padding:28px}.result-big{font-size:45px}.calc-shortcuts a{font-size:11px;padding:15px}.wealth-service .service-contact{font-size:12px}.result-line{font-size:11px}.result-line>strong{font-size:14px}}
.brand-flag{display:inline-flex;flex-shrink:0}.brand-flag img{width:48px;height:32px;object-fit:cover;border-radius:3px;box-shadow:0 1px 4px #123c3b20}.insurance-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}.insurance-card{padding:32px;border:1px solid var(--line);border-radius:15px;background:var(--sky);display:flex;flex-direction:column}.insurance-card:nth-child(4n+2),.insurance-card:nth-child(4n+3){background:var(--sage)}.insurance-card h3{font-size:26px;margin:6px 0 18px}.insurance-card p{font-size:14px;color:var(--muted)}.insurance-card .read{padding-top:15px}.contact-email{display:block;font-size:20px;color:#175a82;margin-bottom:25px;overflow-wrap:anywhere}.office-panel{background:var(--sage);padding:45px;border-radius:20px;margin-bottom:85px}.office-panel address{font-style:normal;font-size:23px;line-height:1.6;margin:30px 0 20px}.office-panel .fine{margin:25px 0 0}.aside-email{display:block;font-size:13px;color:#165f88;text-decoration:underline;margin-top:20px;overflow-wrap:anywhere}.footer-contact{display:flex;flex-direction:column;gap:6px;margin-top:15px;font-size:11px}.footer-contact a{text-decoration:underline;text-underline-offset:3px}@media(max-width:580px){.brand-flag img{width:39px;height:26px}.insurance-grid{grid-template-columns:1fr}.insurance-card{padding:27px}.insurance-card h3{font-size:24px}.office-panel{padding:28px}.office-panel h2{font-size:34px}.office-panel address{font-size:21px}.contact-email{font-size:18px}.footer-bottom{flex-direction:column}}

.editorial-prose{font-size:15px;line-height:1.95;color:#52625f;margin-bottom:20px}.editorial-prose ul{margin-block:14px}@media(max-width:580px){.editorial-prose{font-size:14px}}

/* Enlaces a las oficinas verificadas en Google Maps. */
.office-maps{display:flex;flex-wrap:wrap;gap:12px 22px;margin:20px 0 28px}.office-maps a{font-size:14px;font-weight:600;text-decoration:underline;text-underline-offset:4px;line-height:1.7}.office-maps a:hover{color:#187bb4}.footer-office address{font-style:normal}.footer-office .office-maps{margin:10px 0 0;gap:6px 18px}.footer-office .office-maps a{font-size:11px}.footer-bottom{align-items:flex-start}@media(max-width:580px){.office-maps{flex-direction:column;gap:14px}.office-maps a{font-size:13px}.footer-office .office-maps{gap:8px}.footer-office .office-maps a{font-size:11px}}

/* Citas y guías prácticas, 2026-10-03. */
.office-appointment-note{max-width:600px;margin-top:16px;font-size:13px;line-height:1.7}.office-appointment-note p{margin:5px 0 0}.office-appointment-note a{text-decoration:underline;text-underline-offset:3px}.footer-office{max-width:700px}.guide-table-wrap{overflow-x:auto;margin:25px 0;border:1px solid var(--line);border-radius:12px}.guide-table{border-collapse:collapse;width:100%;min-width:550px;font-size:13px;line-height:1.7}.guide-table caption{text-align:left;padding:15px;background:var(--sage);font-weight:600}.guide-table th,.guide-table td{text-align:left;vertical-align:top;padding:15px;border-bottom:1px solid var(--line)}.guide-table thead{background:var(--sky)}.guide-table th[scope=row]{width:24%}.guide-table tr:last-child td,.guide-table tr:last-child th{border-bottom:0}.article-body section a{text-decoration:underline;text-underline-offset:3px}.article-body section ul{font-size:15px;line-height:1.95;color:#52625f;padding-left:23px}.article-body section li{margin-bottom:12px}@media(max-width:580px){.office-appointment-note{font-size:13px}.guide-table{font-size:12px}.guide-table th,.guide-table td{padding:12px}}

.article-body{min-width:0;width:100%}.guide-table-hint{display:none}@media(max-width:580px){.article-body .guide-table-hint{display:block;font-size:12px;margin:12px 0;color:var(--muted)}}

.independence-section{background:#eef4f4;border-block:1px solid var(--line)}.independence-section .section{padding-block:65px}.independence-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:30px;margin:35px 0}.independence-grid article{border-top:2px solid #347a88;padding-top:22px}.independence-grid article>span{font-size:10px;letter-spacing:1.4px;color:var(--muted)}.independence-grid h3{font-size:23px;margin:14px 0}.independence-grid p{font-size:14px;color:var(--muted)}#defensa-intereses{scroll-margin-top:180px}#defensa-intereses h3{margin:27px 0 16px;font-size:24px}@media(max-width:760px){.independence-grid{grid-template-columns:1fr;gap:16px}.independence-section .section{padding-block:45px}.independence-section .section-head{display:block}.independence-section .section-head>p{margin-top:24px;max-width:none}}

.wealth-priorities{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:25px}.wealth-priority{border:1px solid var(--line);background:var(--sky);padding:34px;border-radius:16px}.wealth-priority:nth-child(2),.wealth-priority:nth-child(3){background:var(--sage)}.wealth-priority h3{font-size:30px;margin:14px 0 18px}.wealth-priority .priority-kicker{font-weight:600;color:var(--ink)}.wealth-priority p{font-size:14px;color:var(--muted)}.wealth-priority h4{font-size:13px;margin:22px 0 10px}.priority-actions{display:flex;flex-direction:column;gap:16px;margin-top:25px}.priority-actions a{align-self:flex-start}.wealth-plan-example{border-left:3px solid #438996;padding:20px 28px;margin-top:35px;background:#f1f5ee}.wealth-plan-example h3{margin-bottom:18px}.wealth-plan-example p:not(.eyebrow){font-size:15px;max-width:900px}.wealth-email{margin-top:20px}.wealth-email a{text-decoration:underline;text-underline-offset:3px}@media(max-width:760px){.wealth-priorities{grid-template-columns:1fr}.wealth-priority{padding:25px}.wealth-priority h3{font-size:27px}.wealth-plan-example{padding:20px}.priority-actions a{max-width:100%;white-space:normal}}